If you ARE NOT receiving Harvard Scholarship/Grant: You can only request the Federal Direct Loan, maximum amounts listed below. Due to federal origination fees, the amount disbursed to your term bill may be less than the amount requested.

If you ARE receiving Harvard Scholarship/Grant: You can also request a Harvard Student Loan up to the amount of your term-time work expectation, less any outside awards you are receiving. Your specific term-time work expectation is listed on my.harvard.edu, but you can use the table below as a general guide.

If your outside awards are greater than or equal to your student contribution, your Harvard loan eligibility is $0. Please see our Outside Awards page for more information. If you wish to borrow above your student contribution you need to contact your financial aid officer, since this is considered covering the parent contribution.

No. The amounts above are maximums. You can always request a lesser amount.

Receiving a loan can reduce your FWSP eligibility. If you have concerns about this, please contact our office.

The Student Loan Request Form is for loans where the student is the borrower only. Parents should not complete this form on their student's behalf. For information about parent loans, please see the Parent Loans section of our website. 

If your request is approved, your loan will appear on my.harvard as 'anticipated aid' on your bill. The total amount will be disbursed evenly between the fall and spring semesters. The loan funds will offset any billed expenses on your bill (such as tuition). If your loan funds exceed your billed expenses and you wish to use them for unbilled expenses (such as books or travel), you should fill out the Refund Request Form to have those funds direct deposited into your bank account.