Student Loan Request Form
Please complete this form to request a Harvard Student Loan or a Federal Direct Stafford Loan for the 23-24 school year.
Please note that it may take up to 10 days for loans to appear on your student account.
How Much Can I Borrow?
The amount and loan type you can request/receive is determined by your class year, student contribution amount, and whether you are receiving need-based Harvard grant aid.
How Much Can I Request?
Loan Type Comparison
|Harvard Student Loan||Federal Direct Stafford Loan|
|First-Year Max Request||$3,500||$5,500|
|Sophomore Max Request||$3,500||$6,500|
|Junior/Senior Max Request||$3,500||$7,500|
|Repayment Term||10 years||10 years with extended options based on income, loan balance|
|Repayment Starts||6 months after you drop below half-time enrollment||6 months after you drop below half-time enrollment|
Only available to Harvard Grant recipients
Maximum amount equal to term-time work expectation less outside awards
Open to all U.S. Citizens, permanent residents, and eligible noncitizens
Valid FAFSA required