Student Loan Request Form
Overview
Please complete this form to request a Harvard Student Loan or a Federal Direct Stafford Loan for the 19-20 school year.
Please note that it may take up to 10 days for loans to appear on your student account.
How Much Can I Borrow?
The amount and loan type you can request/receive is determined by your class year. student contribution amount, and whether you are receiving need-based Harvard grant aid.
How Much Can I Request?
Loan Type Comparison
| Harvard Student Loan | Federal Direct Stafford Loan | |
|---|---|---|
| First-Year Max Request | $4,600 | $5,500 |
| Sophomore Max Request | $5,900 | $6,500 |
| Junior/Senior Max Request | $6,100 | $7,500 |
| Interest Rate | 4.00% | 4.53% |
| Origination Fee | N/A | 1.059% |
| Repayment Term | 10 years | 10 years with extended options based on income, loan balance |
| Repayment Starts | 6 months after you drop below half-time enrollment | 6 months after you drop below half-time enrollment |
| Notes/Criteria |
Only available to Harvard Grant recipients Maximum amount equal to student contribution less outside awards |
Open to all U.S. Citizens, permanent residents, and eligible noncitizens Valid FAFSA required |